Life Insurance
Life insurance is one of the most important – and least understood – financial planning tools available. As a tax-favored product, life insurance offers unparalleled benefits when it comes to shielding investment income and gains from income tax. Coupled with investment programs that allow you to grow the value of your insurance policy, life insurance can help you provide for your children’s education, fund business ventures, and provide for a comfortable retirement.

“Variable Life Insurance – Maximizing Your Investments with Tax Savings”

A variable life insurance policy from IGI offers an unmatched combination of death benefits, tax savings, and asset protection. An investment portfolio is “wrapped” inside an insurance policy. The advantages: traditional insurance coverage that grows as your investment portfolio appreciates in value. Because most income and capital gains earned on the investment portfolio is not subject to income tax, assets in a variable life insurance policy can grow in value at a far faster pace than a taxable portfolio.

While many families hold their insurance policies inside standard trusts, placing your insurance inside an offshore asset protection trust offers distinct asset protection advantages. IGI works with the world’s most reputable asset protection trust company, Southpac, to help ensure that your assets are safely protected to provide for you and your family.

Contact one of our wealth management planning advisors for more information on the unique tax and asset protection benefits of life insurance offered by IGI.